What is a Credit Report?

A credit report will be obtained as part of the loan application process. The credit report will show your payment history, credit limits, monthly payments and current balances.

If you would like to request a copy of your current credit report in advance, there are two major credit reporting companies: Equifax (1 800 465 7166) and Trans Union (1-877-713-3393). Obtaining your credit report is as easy as calling and requesting one. Once you receive the report, it’s important to verify its accuracy. Double check your credit history, your current credit limits, and any past due accounts. It’s a good idea to follow up with any creditors showing past due accounts, which might affect your ability to be approved for financing.  If there are any incorrect items, be sure to have the creditor remove them from your report.

 

Covid Update: Due to the high case numbers of COVID-19 currently being reported in the province, & in an effort to keep our staff & community safe, our office is closed for in person appointments at this time. We are happy to assist you safely virtually. (We offer virtual tours, virtual appointments, and dotloop). In person appointments will only be made when absolutely necessary & must be pre-booked. In this case, we will require you to mask, sanitize, complete a covid questionnaire & show proof of double vaccination. Our service team will also not be completing any inside service calls at this time.   We want to assure you that we have your safety top of mind. We are being very diligent with sanitizing and safety measures when it comes to COVID-19. We thank you in advance for your understanding & look forward to assisting you with all of your housing needs.   For more information on our homes, call us at 902-835-8388 or send us an email @ .   We will continue to monitor the COVID-19 situation as it unfolds, and are working on contingencies that will ensure that our clients may continue to be served during these uncertain times. We thank you for your understanding and we hope you stay safe & healthy. We will get through this together!   Note: This information is current as of January 5th, 2022. 
Holler Box