If I have had some credit issues, can I still buy a mini home? / Is my credit good enough for me to be approved for a mortgage?

One thing your lender will look at before approving you for a mortgage is your credit score — your record for paying your bills and repaying loans on time. If you have a good track record — that is, you’ve always paid your bills on time and made at least the minimum payment due on your credit cards — you will have a good credit rating. If your track record isn’t perfect, that doesn’t mean that you won’t get approved for financing, but perhaps you may qualify for a higher interest rate. We can help you work with the situation you are in to find a mortgage.

PLEASE BE ADVISED:

Please be advised that our office is open by appointment only. We are trying whenever possible to maintain social distancing to keep our staff and clients safe. We have tight areas in our office and want to avoid client overlap. During Covid, we discovered that we are able to share information about our homes with clients from the comfort and safety of their own home, using video meetings, virtual tours, and digital signing.  At this time, you will also notice we have no model homes on the lot to view in person, however, we do have virtual tours of all of our homes that can be found online on our YouTube channel or our FaceBook page. For more information about our homes, or to book your private in-person appointment, please call ahead prior to visiting our office, at (902) 835-8388 or send an email to .
We thank you in advance for your understanding & look forward to speaking with you.
Note: This information is current as of Aug 2nd, 2022. 
Holler Box