If I have had some credit issues, can I still buy a mini home? / Is my credit good enough for me to be approved for a mortgage?
One thing your lender will look at before approving you for a mortgage is your credit score — your record for paying your bills and repaying loans on time. If you have a good track record — that is, you’ve always paid your bills on time and made at least the minimum payment due on your credit cards — you will have a good credit rating. If your track record isn’t perfect, that doesn’t mean that you won’t get approved for financing, but perhaps you may qualify for a higher interest rate. We can help you work with the situation you are in to find a mortgage.